Instant business payments with Bre-B and Cobre to process transactions in seconds every day of the year

Bre-B for businesses opens up the possibility of moving money in seconds between bank accounts in Colombia, regardless of the financial institution and without restrictive hours. Through Cobre, companies can send and receive instant payments 365 days a year, reducing costs and improving the experience for their customers and suppliers.

Are you a business looking to take advantage of Bre-B’s capabilities?

Cobre lets you do just that, giving your business the speed it needs without relying on bank hours, slow payment gateways, or costly integrations.

What are the benefits of paying through Bre-B with Cobre?

Instant collections and payments, even on holidays

Does your customer want to pay on a Sunday at 9 p.m.? Does your customer need to pay you from another bank? With Bre-B, the money arrives in seconds, no matter the day or time.

Lower transaction costs

With Cobre, you connect directly to the country’s instant payment infrastructure, without intermediaries charging for every click. For high volumes, that translates to significant savings.

A seamless user experience

Your users can pay or receive money directly from their bank, without additional apps or unnecessary steps. You get paid faster, and they’re happy.

Bre-B Keys: The Identifier That Simplifies Your Collections

With Bre-B, your business no longer relies on account numbers and complex banking information. Instead, it operates using keys: unique identifiers that allow you to receive payments immediately from any bank in Colombia.

Static Keys for Recurring Payments

These are permanent identifiers ideal for day-to-day transactions. Through Cobre, you can customize them with your company name or a recognizable alias, such as @yourcompany or @payments.yourcompany. Your customers only need that key to pay you from any bank, without requesting additional information.

Customization strengthens your brand with every transaction and makes it easier for your payers to remember you.

Dynamic keys for one-time transactions

These are temporary identifiers generated for specific payments and automatically expire after use. They are especially useful for individual billing, high-value payments, or any transaction requiring granular traceability.

They can be linked to a specific amount, which simplifies reconciliation and reduces errors in payment identification.

Flexibility Tailored to Your Operations

With Cobre, you can combine both approaches: custom static keys for receiving frequent payments and dynamic keys for transactions that require greater control. Your finance team defines the strategy; the platform executes it.

Business use cases with Cobre

At Cobre, we’re already helping companies across multiple industries operate with Bre-B as their primary engine:

• PSPs: Your customers can receive payments from any bank in seconds.
• Lenders: Increase conversion by disbursing loans instantly and receiving payments without delays.
• Gambling and Gaming: Instant, frictionless top-ups and payments.
• Wallets: Instant fiat in and fiat out directly to and from bank accounts.
• Marketplaces: Collect from your buyers and pay your sellers regardless of their bank.
• Global companies: Pay payroll in seconds, from a single platform.
• Send money in COP: Send remittances in Colombian pesos, 24/7 and in seconds.

Automation, Traceability, and Control

With Cobre, you can integrate your ERP, CRM, or accounting system and access Bre-B. This way, every receipt and disbursement is recorded in real time, with automatic reconciliation and maximum traceability.

You’ll have greater operational control, fewer human errors, and a more efficient finance team.

What about security?

Bre-B operates on the infrastructure of the Central Bank of Colombia. By connecting through Cobre, you gain access to that same security, with real-time validations, detailed logs, and anti-fraud protection.

Bre-B isn’t the future. It’s the present.

Companies that continue to operate with slow banking systems, manual uploads, and outdated payment gateways are losing their competitive edge.

With Cobre, you can scale your operations, improve the customer experience, and save money along the way.

If your company is ready to get started in seconds, click here and we’ll help you set up Bre-B payments from day one.