NUEVO
Transfer-In | Abre cuentas ilimitadas para cada uno de tus pagadores y concilia cada transferencia al instante
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Move money faster across LatAm and the world

24/7 secure, seamless FX liquidity. Built to power your business at global scale.
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ThunesCemex
Pagos onchain
Stablecoin Payments.

International payments in minutes, not days.

• Transfer USD, COP, MXN, CNY and more with 40% lower costs.

• Operate 24/7 with no FX windows or prefunding.

• Same-day fund availability with full traceability.

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LatAm tokenized payments by Cobre
*Ofrecido a través de una entidad internacional del grupo Cobre.

Local Payments

Move money like a local in Colombia and Mexico

• No local bank account needed: unlimited virtual accounts instantly.

• Direct access to SPEI, PSE, Bre-B, Fastpay and ACH—no middlemen.

• Avoid months of red tape per country. Fully compliant from day one.

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Nuevo
Conoce más
Connect

All your LATAM banks in one platform.

• Access major banks in Mexico and Colombia from a single portal.

• Track all MXN, COP and USD movements in real-time.

• Simplify reconciliation across banks and countries in one view.

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Popular
Cross Border
Payments

Pagos internacionales en minutos, no días

• Mueve USD, COP, MXN, CNY y más con 40% menos costos.

• Opera 24/7 sin ventanas cambiarias ni prefondeos.

• Fondos disponibles el mismo día con trazabilidad total.

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Cross Border
Payments

International payments in minutes, not days

• Exchange currencies and access your funds in real time.

• Trade 24/7 with lower operating costs.• Integrate FX into your platform via API.

• Eliminate intermediaries and gain full control.

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On-chain payments
Stablecoin
Payments

It moves value in stablecoins using Cobre’s own infrastructure and liquidity, without relying on any external providers.

• Frictionless on-ramps and off-ramps on major networks
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• Payouts in stablecoins to any counterparty‍
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• Receive stablecoins and use them instantly, locally or globally

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Tokenized payments in Latin America by Cobre
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*Offered through an international entity of the Cobre Group.

Local Payments

Instant payments 24/7 in Colombia and Mexico

• No need to open a local branch: operate using your Virtual Accounts.
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• Immediate liquidity with direct connections to SPEI, Bre-B, Fastpay, and ACH, with no intermediaries.


• Eliminate months of paperwork. With support and regulatory compliance from day one.

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Connect

Connect your LATAM bank accounts on a single platform

• Access major banks in Mexico and Colombia from a single portal.

• View balances and transaction history in MXN, COP, and USD in real time.

• Automate your reconciliation and reporting.

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Engineered for High-Volume Enterprises

Built for Fintechs, PSPs, Banks, and large-scale businesses that need to:

Seamlessly move money across borders and currencies.

Centralize accounts, payments, and reconciliation in a unified system.

Guarantee speed, visibility, and control in every transaction.

Integrate via powerful APIs or manage through an intuitive platform.

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World-Class Security and Compliance

Global standards. Ironclad security.
ISO
ISO 27001:2022
End-to-end information security.
AICPA SOC 2
SOC 2 Type II
Unmatched control over sensitive cloud data.
PCI
PCI DSS v4.0.1
Full compliance for secure card information processing.
ISO
ISO 27001:2022
Gestión integral de la seguridad de la información.
AICPA SOC 2
SOC 2 Type II
Control riguroso sobre datos sensibles en entornos cloud.
PCI
PCI DSS v4.0.1
Cumplimiento para la protección de información de tarjetas.
Bank-Grade Protection Powered by AI.
Proactive Compliance
Every transaction is monitored with predictive AI that exceeds global standards, blocking risks before they happen.
Dynamic Decision Engine
Millisecond-level evaluations to secure transactions without disruptions.
24/7 intelligent monitoring
Real-time anomaly detection with instant threat response.

Why Choose Cobre?

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Modular Platform & API-First Design
Integrate only what you need: local payments, international transfers, and banking connections—all API-driven and scalable.
Real-time execution, 24/7/365
Process payments and collections in minutes, any time, any day.*
Centralized visibility and control
Access balances, transactions, and statuses in one platform. Act with complete traceability and make faster decisions.
End-to-End Automation
From payouts to accounting reconciliation, eliminate manual tasks and reduce errors with fully automated workflows.
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Frequently Asked Questions (FAQs)

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What is Cobre?

Cobre is the enterprise payment infrastructure built to scale payment operations across Latin America. With products spanning local payments, international transfers, stablecoins, and multi-bank connectivity, your company manages everything from a single platform via API, web portal, or both.
Move money in Colombia and Mexico through rails like SPEI, Bre-B, and ACH, run cross-border operations with competitive exchange rates around the clock, and reconcile everything in real time. No unnecessary complexity, just the infrastructure your finance team needs to focus on strategic growth instead of operational busywork
Cobre Financial S.A. is a Financing Company supervised by Colombia's Financial Superintendency (Superintendencia Financiera de Colombia), which means we operate under strict regulatory standards and our clients' deposits are protected by Fogafín insurance (up to $50 million COP per account holder).
In Mexico, Cobre operates as a fintech company in full compliance with all regulatory requirements set by the CNBV (National Banking and Securities Commission) and the Anti-Money Laundering (AML) regulations applicable to the sector.

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What are Cobre's partner banks?

  • Banorte
  • Santander
  • BBVA

What type of companies is Cobre Connect designed for?

Cobre Connect is aimed at medium and large companies that manage accounts in several banks and need to optimize their cash flow. It's ideal for financial teams looking for efficiency, control and automation.

Portal Cobre: Plataforma web empresarial que permite gestionar todas las operaciones financieras sin necesidad de desarrollo técnico. Ideal para equipos de tesorería que buscan una solución lista para usar con una interfaz intuitiva.

APIs de Cobre: Endpoints documentados y sencillos de integrar que permiten incorporar las funcionalidades de pago, recaudo y consulta directamente en los sistemas de tu empresa (ERP, software contable, aplicaciones propias). Ideal para empresas con equipos técnicos que desean automatizar procesos.

What benefits does Cobre Connect offer for financial teams?

How does Cobre Connect connect with banks in Colombia and Mexico?

Cobre Connect integrates with the main banks in Colombia through direct connections, allowing a centralized view of the company's bank accounts.

Transferencias con Fast-Pay: Liquidación en 6 minutos o menos en horario hábil. Habilitado 24/7. Los pagos se procesan de forma individual, no en lotes, lo que garantiza una mayor velocidad y trazabilidad del movimiento.

Is it safe to use Cobre Connect to manage banking information?

Cross Border PaymentsYes. Cobre Connect uses banking security standards and advanced encryption to ensure data protection and transaction confidentiality.

How can I hire Cobre Connect for my company?

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¿Es seguro operar con Cobre?

Sí. Cobre mantiene los más altos estándares de seguridad del sector financiero. Contamos con certificaciones ISO 27001, PCI DSS y SOC 2 que avalan nuestras prácticas de seguridad de la información.

Implementamos encriptación end-to-end en todas las transacciones y comunicaciones. Mantenemos monitoreo transaccional 24/7 con sistemas de detección de fraude en tiempo real. Utilizamos múltiple factor de autenticación (MFA) para acceso a la plataforma. Realizamos auditorías de seguridad y pruebas de penetración de forma regular. Operamos con centros de datos redundantes y geográficamente distribuidos para garantizar continuidad del servicio.

Adicionalmente, al ser una entidad vigilada por la Superintendencia Financiera de Colombia, cumplimos con todos los requerimientos regulatorios de gestión de riesgo, prevención de lavado de activos (SARLAFT) y protección al consumidor financiero.

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¿Cómo puedo ser cliente de Cobre?

Compártenos tus datos e inicia tu proceso de diseño de solución de pagos con Cobre. Conoce cómo potenciar tu operación con nosotros.

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+250 leading companies trust in Cobre

Our alliance with Cobre not only amplifies the value proposition we offer to our drivers at Cabify, but it also reflects our joint commitment to providing financial solutions that facilitate their daily lives. This collaboration allows our drivers to access immediate transfers, improving their financial flexibility and strengthening their connection with the brand.

Daniel Schlesinger

Country Manager
Cabify Colombia

Copper helped Yango to create a seamless and realtime payouts experience for drivers and couriers and reduce transactional cost by 20%.

Nikita Skublo

Operational excellence
lead at Yango

Immediacy is today a key factor for the competitiveness of companies. With the help of Cobre, and thanks to the Bre-B infrastructure, we are advancing our commitment to innovate, offer greater efficiency in our financial processes and provide new options to our millions of users in Colombia.

Fabián Hernández

CEO de Telefónica Movistar

Trabajar con Cobre nos permitió agilizar procesos críticos y reducir tiempos operativos. Su plataforma y APIs nos dieron más control y eficiencia para seguir escalando nuestro servicio.

Jorge Ramírez

Director de plataformas digitales en Skandia Fiduciaria.

Lo mejor de Cobre es su facilidad de uso: no necesitas inscribir cuentas bancarias para hacer desembolsos, lo que agiliza enormemente nuestras operaciones.

Angela Acosta

CEO de Morado

Cobre ha sido clave para nuestra operación de ritmo acelerado. Nos apoyan con pagos inmediatos a cualquier destinatario, sin importar banco, horario o día, lo que nos permite avanzar siempre en tiempo y forma.

Haizea Caravaca

LATAM Country Manager
de Jeeves

Gracias a nuestra alianza con Cobre hemos desembolsado más de $55 mil millones en capital financiado a empresas colombianas en solo un par de meses

Juan Jaramillo

Country Manager de KLYM

Trabajar con Cobre nos permitió agilizar procesos críticos y reducir tiempos operativos. Su plataforma y APIs nos dieron más control y eficiencia para seguir escalando nuestro servicio.

Jorge Ramírez

Director de plataformas digitales en Skandia Fiduciaria.

Cobre ha sido clave para nuestra operación de ritmo acelerado. Nos apoyan con pagos inmediatos a cualquier destinatario, sin importar banco, horario o día, lo que nos permite avanzar siempre en tiempo y forma.

Haizea Caravaca

LATAM Country Manager
de Jeeves

Lo mejor de Cobre es su facilidad de uso: no necesitas inscribir cuentas bancarias para hacer desembolsos, lo que agiliza enormemente nuestras operaciones.

Angela Acosta

CEO de Morado

Nuestra alianza con Cobre no sólo amplifica la propuesta de valor que ofrecemos a nuestros conductores en Cabify, sino que también refleja el compromiso conjunto de brindar soluciones financieras que faciliten su día a día. Esta colaboración permite que nuestros conductores accedan a transferencias inmediatas, mejorando su flexibilidad financiera y fortaleciendo su conexión con la marca.

Daniel Schlesinger

Country Manager
Cabify Colombia

Cobre helped Yango to create a seamless and realtime payouts experience for drivers and couriers and reduce transactional cost by 20%.

Nikita Skublo

Operational excellence
lead at Yango

La inmediatez es hoy un factor clave para la competitividad de las empresas. De la mano de Cobre, y gracias a la infraestructura de Bre-B, avanzamos en nuestro compromiso por innovar, ofrecer mayor eficiencia en nuestros procesos financieros y brindar nuevas opciones a nuestros millones de usuarios en Colombia.

Fabián Hernández

CEO de Telefónica Movistar

Gracias a nuestra alianza con Cobre hemos desembolsado más de $55 mil millones en capital financiado a empresas colombianas en solo un par de meses

Juan Jaramillo

Country Manager de KLYM

Let’s Talk About Optimizing Your Payments

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+3x
faster payment processing.
+2x
faster cash flow visibility.
-50h
hours of manual reconciliation now fully automated.
+3x
faster payment processing.
+2x
+2x
-50h
hours of manual reconciliation now fully automated.