Power your Mexico operations with real-time, 24/7 payments via SPEI

Full control over money movement in Mexico
Seamless access to SPEI
Send and receive interbank transfers in Mexico 24/7 — with full visibility and no delays via SPEI (Interbank Electronic Payment System).
Wallets built for automatic reconciliation
Create unlimited CLABE accounts instantly and organize them by user, project, or department.
Real-time control over your collections
Return funds, disconnect CLABE accounts, and manage inbound payments from a single platform.
Choose how to use Cobre in Mexico:
Management from the Cobre Portal
Cobre API integration
Why do teams choose Cobre to power payments in Mexico?



- Reduce tiempos de 6 horas a menos de 10 minutos.
- Optimiza tu flujo de caja con disponibilidad inmediata

- Reduce tiempos de 6 horas a menos de 10 minutos.
- Optimiza tu flujo de caja con disponibilidad inmediata

- Reduce tiempos de 6 horas a menos de 10 minutos.
- Optimiza tu flujo de caja con disponibilidad inmediata

Real-world results: How leading companies run payments in Mexico with Cobre




Bank-Grade Protection Powered by AI






FAQ’s about Local Payments in Latin America
What is SPEI and how does it work in Mexico?
SPEI (Interbank Electronic Payment System) is Mexico’s real-time bank transfer network, operated by the Bank of Mexico. It enables individuals and businesses to send and receive funds between Mexican bank accounts instantly — 24/7, 365 days a year.
With Cobre, your company can tap into SPEI to automate payments and improve financial operations with speed and reliability.
How can companies integrate SPEI payments?
Cobre makes integration fast and secure. Whether through our API or no-code portal, you can automate bulk payments, schedule transfers, and receive real-time confirmations — all while eliminating manual workflows.
Can I automate my supplier disbursements on a large scale?
Yes, you upload files for mass money movements, apply approval flows, and track the status of thousands of simultaneous money outputs from the portal or through our API.
What does 24/7 access to SPEI mean, and how does Cobre provide it?
SPEI 24/7 means your business can send and receive transfers any day, at any hour — even weekends and holidays. Cobre connects directly to SPEI so your operations run without delays or cutoffs.
What’s the best way to automate SPEI payments in Mexico?
The most efficient way is with a platform like Cobre. We give your business access to Mexico’s real-time payments system with tools to automate individual or bulk transfers, schedule disbursements, and run 24/7 — without depending on traditional banking hours.
How can I receive payments automatically in Mexico using Cobre?
Cobre lets you generate unique CLABE accounts for each client, project, or transaction. This enables automated collections, real-time reconciliation, and direct syncing with your ERP or accounting system.
Which banks can Cobre connect to?
Cobre Connect currently integrates with major banks in Latin America, including Bancolombia and BBVA Colombia, among others; and Santander, BBVA, and Banorte in Mexico.
What are the benefits of automatic reconciliation with Cobre?
With Cobre, each incoming transfer is automatically identified and linked to the corresponding client or invoice. This eliminates manual work reviewing bank statements, reduces errors, and improves your finance team’s efficiency.
Is it safe to operate with Cobre for business payments?
Our platform implements advanced security measures including two-factor authentication, SSL encryption, and complies with the Bank of Mexico’s security standards for SPEI transactions.







