Instant Payroll and Supplier Payments with Bre-B via Cobre

Bre-B, the Bank of the Republic of Colombia’s instant payment system, was created so that people can send and receive money between banks in seconds, any day and at any time.

With Cobre, this benefit extends to the business world: we are the first fintech in Colombia to enable Bre-B for businesses, allowing instant payments for payroll, payroll disbursement, supplier payments, and any other type of bulk payment.

The new standard in payroll and bulk payment processing 24/7

On payday, your company needs to send funds to dozens or hundreds of employees and vendors. With Cobre, you can process payroll and bulk payments in seconds, regardless of the bank, day, or time—all using your recipients’ Bre-B keys.

This instant payment system operates 24/7, meaning that even if a payment is processed on the weekend or at midnight, the money arrives immediately in each recipient’s account.

Payroll disbursement with Cobre eliminates delays, reduces errors, and ensures that everyone receives their money instantly, strengthening trust and improving the work and business experience.

How does Bre-B work through Cobre for payment disbursement?

Implementing payroll and payment disbursement with Bre-B and Cobre is a simple and streamlined process. Your company just needs to follow these steps:

1. Each employee or vendor registers a Bre-B key (email, ID number, phone number, or alias) with their bank and shares it with you.
2. Your company sends these keys via bulk file upload or API integration with Cobre.
3. Cobre processes payments immediately and securely.
4. The money arrives instantly, regardless of the bank, the day, or the time of the transaction.

And everything is recorded, tracked, and reconciled, from start to final confirmation.

Benefits of payroll payments with Cobre and Bre-B:

For modern companies, fast payments are no longer a luxury but a strategic necessity. When handling bulk payments, such as payroll or supplier payments, your operations depend on every transaction being executed flawlessly and in the shortest time possible.

With Bre-B and Cobre, your company gets:

• Direct payments to the recipient’s Bre-B key, without needing to know account numbers or banks.
• Continuous 24/7 operation, without relying on business hours or business days.
• Automatic reconciliation and full traceability from our platform.
• Real-time confirmation: each recipient receives immediate notification upon receiving the funds.

All in a single workflow, whether through our business portal or via API integration.

In which use cases does Bre-B transform payment disbursement?

• Payroll: Pay all your employees instantly, regardless of their bank or the time of day. Payroll disbursement with Bre-B and Cobre ensures that every employee receives their paycheck in seconds, improving the employee experience and complying with electronic payroll standards.
• Supplier payments: Make bulk payments and reduce wait times in your supply chains. By using payment distribution, you strengthen relationships with your business partners by providing immediate liquidity.

Benefits for your company:

• Less operational friction. Say goodbye to manual validations and accounting errors: payroll and payment disbursements with Cobre are automatic, secure, and hassle-free.
• More control. All transactions are recorded, reconciled, and centralized on our platform, simplifying the management of payroll and bulk payments.
• More trust. Your employees receive their payroll payments in seconds, and your suppliers see their funds reflected immediately, fostering peace of mind and credibility in your operations.
• More satisfaction. A seamless experience with instant 24/7 payments that builds loyalty, improves workplace relationships, and strengthens business ties.

Why integrate with Cobre?

Because we not only offer the Bre-B connection for businesses, but also:

• We integrate all functionality into a single workflow, without relying on third parties, so your company can manage payroll, payroll disbursements, and bulk payments simply and securely.
• We scale with you, whether you need to process tens, hundreds, or thousands of transactions for payroll or supplier payments.
• We give you complete visibility into every transaction, with reports, automatic reconciliation, and real-time traceability.
• We support your operation from start to finish, from implementation to growth, ensuring that your payment distribution runs smoothly.

Are you ready to make real-time payments?

Connect your operations with Cobre and start paying the way it should be done in 2025: fast, simple, and frictionless.

Instant payments that build trust and motivation.

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