A U T O M A T I C  D E B I T

Automate your billing with automatic debit with Nequi

Optimize your organization's collection and ensure a constant flow of capital with the Cobre's infrastructure.

Allow your customers to securely link their account once to execute money movements in real time, without friction or repetitive confirmations.
D I F F E R E N T I A T O R

Why this feature changes the rules of the game:

●Charge in real time: Forget about 48 hours of waiting. Debits from Nequi are processed instantly.

Activate accounts in minutes: Register your customers in up to 15 minutes, without paperwork or complicated processes.

●Simplify the experience: Your customers only confirm the authorization from their Nequi app. Zero friction.

Automate your collection: Configure once and charge on a recurring basis without intervening again.

Have full visibility: Monitor each operation in real time from the Cobre Portal or your API integration.

¿ CÓMO FUNCIONA?

Crea tu experiencia
de pagos perfecta

Crea un link de pago personalizado

Elige cómo quieres cobrar y configura el monto, medio de pago y vencimiento.

Cobra a través de PSE, Botón Bancolombia, Nequi o Bre-B, sin fricciones ni pasos manuales.
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Cliente autoriza en su app

Él aprueba la tokenización desde su aplicación Nequi a través de una experiencia rápida y segura.
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Ejecutas débitos
en tiempo real

Cada vez que se debita exitosamente una cuenta, lo ves reflejado al instante. Puedes activar servicios, enviar notificaciones o registrar el cobro automáticamente en tus sistemas.
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Ready to automate your recurring charges?

Join companies that have already reduced their overdue portfolio by 70% with automatic debit.

B E N E F I t s

Stop chasing payments.
Start receiving them.

Collect in seconds

Forget about ACH windows.
Debits from Nequi are processed instantly.

Your customer says yes once

Simple authorization from your app. You charge whenever you want.

Your billing on autopilot

One-time subscriptions, fees or debits, with no manual tasks

FAQ´s about Direct Debit for Businesses

What is an automatic debit for businesses?

Automatic debit is a collection method that allows a company to withdraw funds directly from a customer's bank account or digital wallet, subject to a single authorization.

It runs automatically on scheduled dates, ideal for subscriptions, recurring services and managing collections without manual intervention.

What is automatic debit scheduling and management?

Scheduling automatic debits consists of configuring in advance the amount, frequency and account to be debited.

Once established, the system automatically executes the collections as defined.

Managing automatic debits allows you to monitor each transaction, receive notifications in real time and manage reattempts if a payment fails, all from a single platform.

Are there schedules for automatic debits?

Debits are processed according to the schedule established by each financial institution. In the case of payments from Nequi, debits can be processed immediately once authorized.

With Cobre, you also receive real-time notifications when the payment is credited and you can set up automatic reattempts if the first attempt fails due to lack of funds.

How does automatic debit work with Cobre?

The customer authorizes the debit only once from their app, and then the company can schedule and execute collections automatically from the portal or via API.

The entire process includes real-time confirmations and security measures such as bank tokenization.

What do I need to implement automatic debit in my company?

To implement automatic debit in your company you only need to integrate the Cobre API or use our portal.

Your customers authorize payment from their Nequi app and you can start managing recurring charges or one-time payments in minutes.

What happens if a payment fails due to lack of funds?

With Cobre, you can set up automatic reattempts if the first attempt fails and receive instant notifications about the status of the transaction to take immediate action.

Let's Talk About Optimizing Your Payments

Complete the form, and we’ll reach out in less than 24 hours.
+3x
faster payment processing.
-56%
fewer errors with Cobre APIs.
-50h
hours saved monthly on reconciliation—now fully automated.
+3x
faster payment processing.
-56%
-56%
-50h
hours saved monthly on reconciliation—now fully automated.