Cobre
LINKS DE PAGO
Virtual Balance Accounts

Operate in Mexico and Colombia without a local entity.

Create virtual balances, collect and disburse local
payments via SPEI and Bre-B.

Operate locally, without restrictions

No incorporated
entity required

You don’t need to set up a company in Mexico or Colombia. Your foreign business operates directly with local payment infrastructure.

Balancestailored
to your operation

Create as many balances as
you need based on your flows, currencies, countries, or operational structure.

No traditional
bank accounts

An aggregator model designed to adapt to how your business actually operates.
Manage collections and payments from a single place.

No operational barriers

Access SPEI in Mexico and Bre-B in Colombia. Send and receive real-time payments like any local company.

One structure.
Your entire operation.

Multiply your balances, not your operational workload

Create multiple Cobre Balances by team, business line, or purpose. Manage everything from the same Portal or API.

Always-on liquidity

 Use your incoming funds to make payments instantly—no interbank transfers or manual reconciliations.

Less friction, more control

Automate flows, roles, approvals, and visibility across all your balances, based on your needs.

Sub-accounts to consolidate balances seamlessly

Assign secondary balances and sweep funds into a main account—no manual processes required.

Start operating in Mexico
& Colombia today

No local entity. No traditional bank accounts. Full control.
Get started

Let's Talk About Optimizing Your Payments

Complete the form, and we’ll reach out in less than 24 hours.
+3x
faster payment processing.
-56%
fewer errors with Cobre APIs.
-50h
hours saved monthly on reconciliation—now fully automated.
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+3x
faster payment processing.
-56%
-56%
-50h
hours saved monthly on reconciliation—now fully automated.