Real-time payments in Latin America

One platform for instant local and international transactions—secure, seamless, and built for scale.
Trusted by over 250+ leading companies.

We build the infrastructure global companies rely on. Real-time. LatAm-wide.

Local Payments

Real-time local payments without limits.

  • Access Colombia’s only 24/7 real-time payment API— instant confirmation.
  • Connect to Mexico's SPEI for immediate transfers with full control over collections.
  • Create virtual wallets to centralize collections with automated reconciliation.
  • Coming soon: Bre-B for businesses and reference-based transfers in Colombia.
Explore Local Payments

Cross Border Payments

Global reach. Instant settlement. Zero friction.

  • Exchange currencies and access your funds in real time—anywhere, anytime.
  • Trade 24/7 with reduced operational costs and faster execution.
  • Integrate FX directly into your platform via API for seamless processing.
  • No intermediaries. Total control. Maximum efficiency.
Send Global Payments

Connect

One dashboard. All your accounts. Total control.

  • Access every bank account, transaction, and balance in a single view.
  • Initiate payments from any account through a unified interface.
  • Standardize statements and centralize your financial operations.
  • Streamline reconciliation and eliminate manual effort.
Unify Your Banking

Engineered for High-Volume Enterprises

Built for Fintechs, PSPs, Banks, and large-scale businesses that need to:
Seamlessly move money across borders and currencies.
Centralize accounts, payments, and reconciliation in a unified system.
Guarantee speed, visibility, and control in every transaction.
Integrate via powerful APIs or manage through an intuitive platform.
Scale Your Payments Operation

World-Class Security and Compliance

Global standards. Ironclad security.
ISO 27001:2022
End-to-end information security.
SOC 2 Type II
Unmatched control over sensitive cloud data.
PCI DSS v4.0.1
Full compliance for secure card information processing.
ISO 27001:2022
Gestión integral de la seguridad de la información.
SOC 2 Type II
Control riguroso sobre datos sensibles en entornos cloud.
PCI DSS v4.0.1
Cumplimiento para la protección de información de tarjetas.
Bank-Grade Protection Powered by AI
Proactive Compliance
Every transaction is monitored with predictive AI that exceeds global standards, blocking risks before they happen.
Dynamic Decision Engine
Millisecond-level evaluations to secure transactions without disruptions.
24/7 Intelligent Monitoring
Real-time anomaly detection with instant threat response.

Why Choose Cobre?

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Modular Platform & API-First Design
 Integrate only what you need: local payments, international transfers, and banking connections—all API-driven and scalable.
Real-Time Execution, 24/7/365
Process payments and collections in minutes, any time, any day.*
Centralized Visibility & Control
Access balances, transactions, and statuses in one platform. Act with complete traceability and make faster decisions.
End-to-End Automation
From payouts to accounting reconciliation, eliminate manual tasks and reduce errors with fully automated workflows.

250+ Leading Companies Trust in Cobre

Streamlined onboarding for legal and financial services across Latin America, offering a smoother experience for clients.
Alberto Chejne
CEO de Reebok
Transformed payment and collection processes. Now, transactions are instant—24/7—with total visibility and control.
Alberto Chejne
CEO de Reebok
Real-time redemption of rewards. Points convert instantly to cash, boosting efficiency for thousands of construction professionals.
Alberto Chejne
CEO de Reebok
Simplified financial operations with real-time payouts to suppliers and carriers, all managed securely from a single platform.
Alberto Chejne
CEO de Reebok
Accelerated cross-border transactions with speed, security, and zero friction—enabling seamless international operations.
Alberto Chejne
CEO de Reebok
Reebok
Optimized financial operations for global trade, payroll, and supplier payments in real-time within Colombia.
Alberto Chejne
CEO de Reebok

Frequently Asked Questions (FAQs)

What is Cobre?

This is the default rich text valueCobre builds technology to tackle the biggest challenges companies in Latin America face when moving money: speed, manual processes, and inconsistent data. We offer three solutions that let businesses streamline their treasury operations or launch new products for their customers: Cobre Connect, Local Payments and Cross-Border Payments. Each solution is designed to integrate seamlessly with a company’s existing systems, enabling smart, interoperable financial ecosystems.

What does the Cobre Portal do?

By centralizing your treasury operations, the Cobre Portal gives companies a clearer view of their finances, allowing for more informed decisions. Plus, our platform is built to work hand-in-hand with your ERP and existing accounting systems.

What do Cobre’s APIs do?

Cobre.API lets you embed every Cobre product and service into your existing systems—whether that’s an ERP, mobile app, internal operating system, or customer-facing platform. With Cobre.API, you can give your team or users the ability to link their own bank accounts, send real-time payments, collect funds through electronic channels, and access instant data on payment status.o3

Which companies use Cobre to make payments?

This is the default rich text valueCobre’s payment infrastructure is built for organizations across a range of industries that handle large payment volumes or complex payment flows. These include:

  • Large corporates in the real sector.
  • Technology companies or businesses with a tech-centric core.
  • Financial-sector companies and institutions.

What kinds of companies need Cobre?

This is the default rich text valueCobre is a technology and financial-infrastructure company that helps other businesses build better processes and tools. Our technology is geared toward organizations in a wide range of industries that manage high payment volumes or complex payment flows.

Let's Talk About Optimizing Your Payments

Complete the form, and we’ll reach out in less than 24 hours.
+3x
faster payment processing.
-56%
fewer errors with Cobre APIs.
-50h
hours saved monthly on reconciliation—now fully automated.
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+3x
faster payment processing.
-56%
-56%
-50h
hours saved monthly on reconciliation—now fully automated.