LINKS DE PAGO
Fiat ↔ Stablecoins

Seamless Cross-Border Payouts with Stablecoin Infrastructure

Optimize your global treasury by integrating instant stablecoin on-ramp and off-ramp capabilities. Cobre provides the foundational infrastructure that unifies local fiat rails and crypto payment rails into a single corporate platform.

Únete a las más de 50 empresas ya usan Stablecoins

Unified Infrastructure: Stablecoin and local payments without friction

Access both stablecoin settlement and traditional banking infrastructure from one place. Move capital between legacy networks and crypto rails depending on which best serves your corporate operations.

Experience continuous liquidity deployment 24/7, eliminating restricted operational windows, bank holidays, and the friction of traditional ACH or SWIFT cycles.
Direct-to-Wallet Settlement: Settle directly to digital wallets without the operational burden of pre-funding multiple international accounts.
Localized payments through crypto rails: Convert digital assets back into local currency and distribute payments domestically.
Cryptographic Verification: Maintain absolute control over your transactions with end-to-end traceability via an on-chain hash generated for every single transaction.

Crypto rails for Cross Border Payments: on and off ramp mechanics

Bridge the gap between traditional corporate cash flows and digital asset rails locally and internationally in minutes. This functionality operates cleanly—without hidden fees, extensive settlement delays, or unnecessary pre-funding requirements.

On-ramp stablecoins

Collect incoming local currency via standard enterprise banking rails. Cobre processes these funds through blockchain and converts them into stablecoins seamlessly.

The platform assigns dedicated corporate wallets organized by client and network architecture. The moment funds are received, they credit directly to your unified Cobre Balance. From there, resources are ready to deploy to global markets or remain positioned as treasury reserves.

Off-ramp stablecoin

Convert USD tokenized reserves into traditional fiat currency and distribute them directly to international counterparties. US enterprises can send high-ticket payouts to vendors, international payroll teams, or independent beneficiaries in COP (Colombia), MXN (Mexico), or USD. What previously required a multi-day SWIFT transfer processed through third-party correspondent networks now settles in minutes out of a single centralized balance.

Blending FX Operations with Local Settlement via Blockchain

Distribute payments to tokenized digital assets with the same precision, control, and institutional security found in traditional banking systems.

Supported Institutional Stablecoins

Cobre operates with USD-pegged tokens that feature deep liquidity and transparent backing, meeting the rigorous compliance standards of enterprise-grade B2B operations:

● Tether (USDT)  

● USD Coin (USDC).

● Ripple USD (RLUSD)

Multi-Chain Ecosystem Compatibility

To ensure transactional integrity, the underlying infrastructure automatically checks network compatibility between the blockchain and the asset type, blocking invalid combinations. Network access includes:

● USDC: Ethereum, Solana, Polygon, Base

● USDT: Ethereum, Tron

● RLUSD: XRPL (XRP Ledger)

World-class security and compliance

Certifications that validate our infrastructure:
ISO
ISO 27001:2022
Comprehensive information security management.
AICPA SOC 2
SOC 2 Type II
Strict control over sensitive data in cloud environments.
PCI
PCI DSS v4.0.1
Compliance with card information security standards.
ISO
ISO 27001:2022
Gestión integral de la seguridad de la información.
AICPA SOC 2
SOC 2 Type II
Control riguroso sobre datos sensibles en entornos cloud.
PCI
PCI DSS v4.0.1
Cumplimiento para la protección de información de tarjetas.

Choose how to use Cobre:

All from the portal, without writing a single line of code

Create and manage one-time or bulk payments without the need for complex integrations. Centralize your operations on a single platform with real-time visibility and control.

Scale with API, created by and for developers

Automate your payments, connect to your ERP or financial platform, and efficiently manage large volumes. Reduce operating costs and eliminate unnecessary manual processes.

Who can benefit from stablecoin payments?

This programmatic payments infrastructure is engineered for large-scale corporations managing substantial international transaction volumes that demand speed, rigid structural compliance, and strict treasury control:

Global Marketplaces & Payout Platforms:

Accelerate international merchant and affiliate distributions by settling outstanding balances immediately.

Gig Economy Platforms & Global Payroll Providers:

Pay cross-border contractors and distributed teams without setting up extensive international banking networks, utilizing direct USD tokenized distributions.

Crypto-Native Enterprises & Institutional Treasuries:

Provide solid infrastructure designed for high-scale, reliable programmatic settlements.

Frequent Asked Questions
About Stablecoin Payments

Which stablecoins does the platform support?

Operations focus on USD-tokenized assets chosen for their market liquidity and structural backing, including USDT, USDC, and RLUSD.

Which blockchain networks are integrated?

System validation rules check every destination address to confirm asset-to-network compatibility before broadcasting transactions. The blockchains to wich Cobre has access to are:

● Ethereum (USDT, USDC)

● Tron (USDT)

● Solana (USDC)

● Polygon (USDC)

● Base (USDC)

● XRPL (RLUSD)

How do stablecoin settlements compare to traditional international wire transfers?

Traditional SWIFT transfers frequently take up to three business days and depend on multiple intermediary correspondent banks.  

Cobre handles corporate transactions via optimized blockchain networks to complete settlements in minutes with 24/7/365 availability.  

Every settlement also generates an on-chain transaction hash for verifiable tracking.

What transaction flows can my business execute?

Your Cobre Balance connects different payment methods. You can collect incoming domestic payments via local rails, and that capital is immediately ready to deploy as stablecoins for international use. Conversely, US enterprises can receive USDT from global clients and use that identical infrastructure to run payroll or pay suppliers directly in COP (Colombia) or MXN (Mexico) via local real-time clearing networks such as Bre-B or SPEI.

Who maintains legal ownership of the funds within the collection wallets?

Your enterprise holds full, exclusive legal ownership and availability of all assets at all times.

Cobre acts as the technical infrastructure layer, automating your wallet routing and managing data flows directly into your unified balance.

What compliance, anti-money laundering (AML), and security protocols are in place?

All platform operations align with strict institutional frameworks. Before any outbound distribution (Payout) occurs, our compliance infrastructure runs automated Identity Verification (KYC/AML) checks on receiving individuals or corporate entities.

Furthermore, the platform architecture holds international security certifications, including ISO 27001 and SOC 2 Type II.

Does Cobre provide multi-rail payments, including crypto rails?

Cobre offers a multi-rail payment platform that bridges local fiat and crypto infrastructure in Colombia and Mexico.

● Local payment rails: Supports Bre-B, Fast Pay, and ACH (Colombia) with intelligent routing such as Fat Pay, and has direct connection to SPEI in Mexico.

● Crypto Rails: Enables global cross-border transactions using USDC, USDT, and RLUSD across six blockchains such as Ethereum and Solana.

● Interoperability: Businesses can receive USD-tokenized assets, convert them to fiat, and disburse funds instantly through local systems like Bre-B or SPEI, automating the entire cross-border flow.

Can my business convert stablecoins to execute local payments?

Yes. The infrastructure links digital asset wallets with foreign exchange workflows and localized settlement systems. US enterprises can take USD-tokenized assets, convert them into Colombian Pesos (COP) or Mexican Pesos (MXN), and run automated payouts over local real-time clearing systems using one centralized dashboard.